ABN AMRO Titanium One Credit Card Fees & Charges

Standard Joining Fee - Rs. 500 p.a.

Standard Annual/ Renewal Fee - Rs. 2,000 p.a.

Standard Add–on Card Fee - Rs. 750 p.a.

Finance Charges
(Retail Purchases & Cash) - upto 3.5% (42% p.a.)

Balance Transfer Finance Charges - 1.49% p.m. (17.88% p.a.)

Cash Advance Transaction Fee - 2.5%(Min. Rs.300) of the cash amount

Call–a–Draft Fee - 1.99% of the cash amount

Card Replacement - (lost/stolen/re–issue) Rs. 200

Card Replacement (any other plastic replacement) - Rs. 200

Emergency Card Replacement
when overseas (through MasterCard) - $(US) 148

Duplicate Statement Fee - Rs. 100

Overdue Penalty/Late Payment Fee - 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 650*)

Over Limit Penalty - Rs. 600

Retrieval Fee/Copy Request - Fee Rs. 100

Outstation Cheque - Fee Rs. 100

Cheque Return / Dishonour Fee / Autodebit Reversal Bank A/c out of Funds - Rs. 500

Cash Payment at Branch - 75 per transaction #

Surcharge on purchase/cancellation of Railway Tickets - IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)]
^ Refer IRCTC website for details

Petrol Transaction Charge - 0% surcharge for petrol purchase up to Rs. 10,000 in a month.
2.5% surcharge for petrol purchase less than or equal to Rs. 100*

Foreign Currency Transaction - 3.5%*

Premier Club Program (Optional) Rs. - 75 per quarter

Smart Bill Pay (Optional) - Rs.20 p.m.

These charges are dynamic and subject to change upon issuing at least a 30 days prior notice through any media chosen exclusively by the Bank on its sole discretion.

Service Tax of 12.36% will be applicable on all fees, interest & other charges.

*Charges revised w.e.f 1st June 2008 | # Effective Date: 18th July 2008 | ** Effective Date: 12th October, 2008

For details on how interest rate and late payment fee are calculated please refer to the most important terms & conditions.

section on our website: www.abnamro.co.in

ABN AMRO Titanium Card Benefits - 2

Global Acceptance
Your Titanium One Credit Card is welcomed at over 100,000 MasterCard outlets in India and Nepal and at over 23 million merchant establishments worldwide. With your internationally accepted Titanium One Credit Card, you are now a truly global citizen.

Please note: As per RBI guidelines you can use your card in Nepal and Bhutan for transactions in either local currencies or Indian rupees.

Flexilimit
The powerful Flexilimit feature on the offers Titanium One Credit Card you the power to regulate your credit limit better. If at any point of time you feel that you need to control your spending, you can simply call our 24 Hours Bank by Phone Executive who will be happy to reduce your assigned limit. And, in case, you wish to increase the limit back to its original level, you can do so again by simply calling us up.

You also have the option of assigning a specific percentage of your credit limit for use by each of your additional cardholders. This way you can share the power and conveniences of your Titanium One Credit Card with your loved ones without losing control of your finances.

No–stress Repayment – Pay per your convenience
Your Titanium One Credit Card gives you up to 50 days of interest free credit* on your purchases, if you pay your outstandings in full.

While you may buy a product anytime, you can choose to pay in parts per your convenience. All you have to do is just pay a minimum of 5% of the total outstanding each month (subject to a minimum of Rs. 200) and the balance in installments that suit your budget.

Please refer the Tariff of Charges for details on applicable charges.

Global 'CashAxess' – 24 Hours a day
You can access cash up to 30% of your credit limit at over 2900 ATMs across India and over 6, 50,000 ATMs across the globe. You can access the cash round-the-clock, 365 days a year from any of the ATMs that display the MasterCard sign.

Lost Card Protection – Zero Liability
If your Titanium One Credit Card is lost or stolen, all you have to do is report the loss by calling the 24 Hours Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us.

Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency card, if you so desire.

*Please Note: As per Insurance Guidelines, a copy of the FIR filed with the Police Station is mandatory.

24 Hours Bank by Phone service
The 24 Hours Bank by Phone service ensures that ABN AMRO Bank is just a phone call away. Our customer service executives will be glad to assist you, 24 hours a day and 7 days a week.