Abn Amro Titanium one card Rewards Catalogue

Reward Redemption Online

Every time you use your ABN AMRO Credit Card, you earn Reward Points that can be exchanged for exclusive gifts including card renewal fees. Click on the below Link that would show you an exciting array of gifts that you can exchange your Reward Points with!! Terms & Conditions of ABN AMRO Bonanza Rewards To redeem your reward points, just call the 24 hour Bank by Phone service in your city or you may also fill up the Redemption Online Form to send your request to us !! You may also click here to access CardsOnline & view your latest statement to know your redeemable reward point balance. Please Note: As a special offer, the enrollment fee of Rs. 250 for Bonanza Rewards Program is being waived for all ABN AMRO Credit Cardmembers. Terms & Conditions for MakeMyTrip Go Card Rewards Program To redeem your Go Miles, please call the 24 hour Bank by Phone service in your city !!

Smart Bill Pay

Now paying your utility bills, month after month is no longer a hassle. You can pay your utility bills (telephone, gas, electricity etc), without having to stand in queues or worrying about missing 'payment due' dates. All you need to do is give standing instructions on your ABN AMRO Credit Card and every month your bills will be paid automatically on time. And all this for just Rs. 240/- per annum.

To avail of this facility, simply register your self by filling up and sending us the Registration Form that has been provided.

* Once you have registered yourself for Smart Bill Pay for the billers selected by you, the bills up to the limit specified by you will be automatically paid without reference to you, subject to availability of limit on your card account.


* Not only do you avoid the hassle, when your due date is near, you will get a SMS/Email alert informing you about the bill.


* Once the bill is paid, you will be sent another SMS/Email alert confirming the payment made or informing you about the failure to pay your bills incase the payment has failed due to absence of limit on the card or the card being blocked. If your payments have got rejected you are required to pay the amount to the biller directly to settle the bill.

* Note that you continue to get the hard copy of your bills as usual.

* We value your privacy and details of your transactions will be protected as per the laws of the land.

Introducing Easy Pay!

Now you can get anything, however big or small and pay for it in easy instalments. It could be as simple as a new appliance at home, Mobile bills, groceries, a weekend getaway, computer courses...Just charge it to your ABN AMRO Credit Card and repay through EasyPay.

It's very simple

* Use your ABN AMRO Credit Card fro all your heart desires
* Your purchases worth Rs 3,000/- or more can be moved to EasyPay.
* Call our Bank by Phone Executive to convert this transaction into an easy Instalment Plan.

Benefits will never end with EasyPay

* Convenience of easy instalment billing
* Incredibly low interest rate. You save upto 35% of you interest cost!
* Repayment tenure of upto 24 months

The table below shows how little you need to pay

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54

That's it! All these conveniences are just a phone call away. So, go ahead. Call the Bank by Phone number in your city and multiply your joys this festive season with EasyPay!

* The figures are inclusive of interest. The exact amount will be rounded off to the next rupee, and will appear on your card statement.

ABN AMRO Titanium One Credit Card Fees & Charges

Standard Joining Fee - Rs. 500 p.a.

Standard Annual/ Renewal Fee - Rs. 2,000 p.a.

Standard Add–on Card Fee - Rs. 750 p.a.

Finance Charges
(Retail Purchases & Cash) - upto 3.5% (42% p.a.)

Balance Transfer Finance Charges - 1.49% p.m. (17.88% p.a.)

Cash Advance Transaction Fee - 2.5%(Min. Rs.300) of the cash amount

Call–a–Draft Fee - 1.99% of the cash amount

Card Replacement - (lost/stolen/re–issue) Rs. 200

Card Replacement (any other plastic replacement) - Rs. 200

Emergency Card Replacement
when overseas (through MasterCard) - $(US) 148

Duplicate Statement Fee - Rs. 100

Overdue Penalty/Late Payment Fee - 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 650*)

Over Limit Penalty - Rs. 600

Retrieval Fee/Copy Request - Fee Rs. 100

Outstation Cheque - Fee Rs. 100

Cheque Return / Dishonour Fee / Autodebit Reversal Bank A/c out of Funds - Rs. 500

Cash Payment at Branch - 75 per transaction #

Surcharge on purchase/cancellation of Railway Tickets - IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)]
^ Refer IRCTC website for details

Petrol Transaction Charge - 0% surcharge for petrol purchase up to Rs. 10,000 in a month.
2.5% surcharge for petrol purchase less than or equal to Rs. 100*

Foreign Currency Transaction - 3.5%*

Premier Club Program (Optional) Rs. - 75 per quarter

Smart Bill Pay (Optional) - Rs.20 p.m.

These charges are dynamic and subject to change upon issuing at least a 30 days prior notice through any media chosen exclusively by the Bank on its sole discretion.

Service Tax of 12.36% will be applicable on all fees, interest & other charges.

*Charges revised w.e.f 1st June 2008 | # Effective Date: 18th July 2008 | ** Effective Date: 12th October, 2008

For details on how interest rate and late payment fee are calculated please refer to the most important terms & conditions.

section on our website: www.abnamro.co.in

ABN AMRO Titanium Card Benefits - 2

Global Acceptance
Your Titanium One Credit Card is welcomed at over 100,000 MasterCard outlets in India and Nepal and at over 23 million merchant establishments worldwide. With your internationally accepted Titanium One Credit Card, you are now a truly global citizen.

Please note: As per RBI guidelines you can use your card in Nepal and Bhutan for transactions in either local currencies or Indian rupees.

Flexilimit
The powerful Flexilimit feature on the offers Titanium One Credit Card you the power to regulate your credit limit better. If at any point of time you feel that you need to control your spending, you can simply call our 24 Hours Bank by Phone Executive who will be happy to reduce your assigned limit. And, in case, you wish to increase the limit back to its original level, you can do so again by simply calling us up.

You also have the option of assigning a specific percentage of your credit limit for use by each of your additional cardholders. This way you can share the power and conveniences of your Titanium One Credit Card with your loved ones without losing control of your finances.

No–stress Repayment – Pay per your convenience
Your Titanium One Credit Card gives you up to 50 days of interest free credit* on your purchases, if you pay your outstandings in full.

While you may buy a product anytime, you can choose to pay in parts per your convenience. All you have to do is just pay a minimum of 5% of the total outstanding each month (subject to a minimum of Rs. 200) and the balance in installments that suit your budget.

Please refer the Tariff of Charges for details on applicable charges.

Global 'CashAxess' – 24 Hours a day
You can access cash up to 30% of your credit limit at over 2900 ATMs across India and over 6, 50,000 ATMs across the globe. You can access the cash round-the-clock, 365 days a year from any of the ATMs that display the MasterCard sign.

Lost Card Protection – Zero Liability
If your Titanium One Credit Card is lost or stolen, all you have to do is report the loss by calling the 24 Hours Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us.

Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency card, if you so desire.

*Please Note: As per Insurance Guidelines, a copy of the FIR filed with the Police Station is mandatory.

24 Hours Bank by Phone service
The 24 Hours Bank by Phone service ensures that ABN AMRO Bank is just a phone call away. Our customer service executives will be glad to assist you, 24 hours a day and 7 days a week.

ABN AMRO Titanium One Credit Card Benefits

Discover the World of No Fear

Apply ABN AMRO Titanium Credit Card Online

The ABN AMRO Titanium One Credit Card - made for those who truly want to control their financial life. The more you use the card, the more it helps you save on all your purchases, month on month. And furthermore, it grants you premium privileges wherever you go.

Benefits of the Titanium One Card

Cash Back on Everything, Every time.
Here's how you earn your Cash Back and save on all your purchases with the One Card. To save on your monthly expenditure, all you need to do is use your One Card for a minimum of Rs.2000.

The more purchases you make on your card, the higher is the Cash Back percentage you will earn. The Cash Back is not restricted to any particular category of purchase. You will earn Cash Back on all your purchases*.

Monthly Retail Spends Cash Back
Up to 5000 1%
5,001 to 10,000 1.5%
Above 10,000 2%

* Effective 17th September 2007. The maximum Cash Back per month per card is Rs. 500. Thus, you can save Rs. 6000 every year!

Effective June 1, 2008, Cash Back on your Titanium One Card accumulates on a monthly basis and reflects in your monthly Card Statement under Your Savings Summary. To credit the accumulated amount of Cash Back into your Account, simply call the 24 Hours Bank by Phone service and our executives will be glad to assist you.

Earn Extra Cash Back
In addition to the Cash Back mentioned above, you earn extra Cash Back on select categories such as utility bill payments and international spends.

Categories Cash Back
Utility payments through Smart Pay* 3%
International Retail 2%
International Cash 2%

* Smart Pay is ABN AMRO's Titanium Credit Card Bill Payment Service.

Cash Back Boosters
Look out for the fun days to get bonus cash backs. From time to time you will be informed of select days on which you can get extra cash back. Use your card on these days to earn bonus cash back.

PetroPlus
Whenever you purchase fuel with your ABN AMRO Titanium One Credit Card, you save on 2.5% surcharge amount. Our exclusive PetroPlus Program gets you a waiver of this surcharge on all fuel purchases above Rs. 100 and up to Rs. 10,000 per month across all petrol pumps in India.Tank Up and save up to Rs.1200* per annum on surcharge.

*Assuming Rs.4000 spent on petrol per month.

Terms and Conditions apply

Year End Statement Summary (YESS) and Active Alerts
The Titanium One Credit Card brings to you yet another revolutionary feature - Year End Statement, which combines all your transactions during the year and provides you a consolidated summary displaying your usage pattern under different categories such as food, clothing, jewelry etc over 12 months, thus enabling you to plan your purchases better.

The Active Alerts service sends you friendly e-mail and SMS messages at frequent intervals, to keep you informed about all the vital transactions made with your Card. So you will know where to check yourself.

Exceptional Financial Benefits:

* Balance Transfer Facility - You can transfer your outstanding balance on any of your current credit cards at low interest rates* p.m. and earn huge savings.

* Dial a draft - When you're too busy to go to the bank or don't have adequate cash for getting a draft made simply use our Dial-a-Draft facility. It allows you to make a draft on credit from the comfort of your home by simply calling our 24 Hours Bank by Phone service in your city.

Please refer the Tariff of Charges for details on applicable charges.

Abn Amro Cards Online

ABN AMRO Bank's CardsOnline service is a state of the art facility, offering you online access to your ABN AMRO Credit Card account , which gives you the access to your credit card account 24 hours a day, 365 days a year, from anywhere in the world.

With CardsOnline you can view your:

* Available Cash and Credit Limit
* Your account balance
* Your statement balance and payment due dates
* Your account history
* Apply for Balance Transfer and Cash Draft
* Your Spends Analysis

Registration is fast , simple and online . Simply go to the link......and register yourself. Your login ID and password is available to you instantly for your use.

Security:
ABN AMRO Bank uses a combination of robust processes and state-of-the-art infrastructure, ABN AMRO Bank provides you a very secure online experience.

We constantly monitor and upgrade our technology to ensure that your accounts are absolutely secure. We also maintain the highest standards as far as security technology is concerned, and thereby make sure that you stay stress free when it comes to CardsOnline

The Bank maintains the highest standards as far as security technology is concerned, some of which are:b

* 128-bit SSL encryption - The highest level of security available, SSL encryption allows the Bank to encrypt information, so that it is scrambled and cannot be accessed by anyone else. It also ensures information is sent to the correct place and that it is not tampered with.

* VeriSign certification - This NetBanking site is certified as a VeriSign Secure Site. VeriSign, Inc. (www.verisign.com) is the leading provider of trusted infrastructure services to websites, enterprises, electronic commerce service providers and individuals.

* Secure mail - The 128-bit SSL encryption used ensures that the mail facility available on NetBanking gives you a higher level of security for your communication with the Bank, as opposed to general e-mail facilities available on the Internet.

* Unique UserID and Password - Every customer is provided with a unique UserID and a Login Password to access CardsOnline

* Unauthorized access - In case of three unsuccessful attempts to log in to Net Banking, your User ID is disabled to prevent any unauthorized access. Also if on logging in to CardsOnline you have not used the application for 10 minutes, the system automatically logs you out, preventing any unauthorized access of your account.