Information about Abn Amro Credit Card in India

Abn Amro One Credit Card

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The One Credit Card carries a host of benefits for you. As you use the card, it ensures that you save on all your purchases, month on month.

Apply Abn Amro One Credit Card Online

Benefits of the One Credit Card

Cash Back on Everything, Every time.
Here's how you earn your Cash Back and save on all your purchases with the One Credit Card. To save on your monthly expenditure, all you need to do is use your One Credit Card.

The more purchases you make on your card, the higher is the Cash Back percentage you will earn. The Cash Back is not restricted to any particular category of purchase. You will earn Cash Back on all your purchases*.

Monthly Retail Spends Cash Back
Up to 5000 1%
5,001 to 10,000 1.5%
Above 10,000 2%

The maximum Cash Back per month per card is Rs.500. Thus, you can save Rs.6000 every year!

Effective June 1, 2008, Cash Back on your One Card accumulates on a monthly basis and reflects in your monthly Card Statement under Your Savings Summary. To credit the accumulated amount of Cash Back into your Account, simply call the 24 Hours Bank by Phone service and our executives will be glad to assist you.

Earn Extra Cash Back

In addition to the Cash Back mentioned above, you earn extra Cash Back on select categories such as utility bill payments and international spends.

Categories Cash Back

Utility payments through Smart Pay* 2%
International Retail 1%
International Cash 1%

*Smart Pay is ABN AMRO's Credit Card Bill Payment Service.

Cash Back Boosters

Look out for the fun days to get bonus cash backs. From time to time you will be informed of select days on which you can get extra cash back. Use your card on these days to earn bonus cash back.

PetroPlus

Whenever you purchase fuel with your ABN AMRO Titanium One Credit Card, you save on 2.5% surcharge amount. Our exclusive PetroPlus Program gets you a waiver of this surcharge on all fuel purchases above Rs. 100 and up to Rs. 10,000 per month across all petrol pumps in India.Tank Up and save up to Rs.1200* per annum on surcharge.

*Assuming Rs.4000 spent on petrol per month.

Terms and Conditions apply

Year End Statement Summary (YESS) and Active Alerts

The One Credit Card brings to you yet another revolutionary feature - Year End Statement, which combines all your transactions during the year and provides you a consolidated summary displaying your usage pattern under different categories such as food, clothing, jewelry etc over 12 months, thus enabling you to plan your purchases better.

The Active Alerts service sends you friendly e-mail and SMS messages at frequent intervals, to keep you informed about all the vital transactions made with your Card. So you will know where to check yourself.

Exceptional Financial Benefits:

* Balance Transfer Facility - You can transfer your outstanding balance on any of your current credit cards at low interest rates* p.m. and earn huge savings. Please click here to download the Balance Transfer Form.

* Dial a draft - When you're too busy to go to the bank or don't have adequate cash for getting a draft made simply use our Dial-a-Draft facility. It allows you to make a draft on credit from the comfort of your home by simply calling our 24 Hours Bank by Phone service in your city. For more details on this feature,

Abn Amro Smart Gold Credit Card Rewards Catalogue

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Reward Redemption Online

Every time you use your ABN AMRO Credit Card, you earn Reward Points that can be exchanged for exclusive gifts including card renewal fees.

Click on the below Link that would show you an exciting array of gifts that you can exchange your Reward Points with!!

Terms & Conditions of ABN AMRO Bonanza Rewards

To redeem your reward points, just call the 24 hour Bank by Phone service in your city or you may also fill up the Redemption Online Form to send your request to us !!

You may also click here to access CardsOnline & view your latest statement to know your redeemable reward point balance.

Please Note: As a special offer, the enrollment fee of Rs. 250 for Bonanza Rewards Program is being waived for all ABN AMRO Credit Cardmembers.

Terms & Conditions for MakeMyTrip Go Card Rewards Program

To redeem your Go Miles, please call the 24 hour Bank by Phone service in your city !!

Smart Bill Pay

Now paying your utility bills, month after month is no longer a hassle. You can pay your utility bills (telephone, gas, electricity etc), without having to stand in queues or worrying about missing 'payment due' dates. All you need to do is give standing instructions on your ABN AMRO Credit Card and every month your bills will be paid automatically on time. And all this for just Rs. 240/- per annum.

To avail of this facility, simply register your self by filling up and sending us the Registration Form that has been provided.

* Once you have registered yourself for Smart Bill Pay for the billers selected by you, the bills up to the limit specified by you will be automatically paid without reference to you, subject to availability of limit on your card account.

* Not only do you avoid the hassle, when your due date is near, you will get a SMS/Email alert informing you about the bill.

* Once the bill is paid, you will be sent another SMS/Email alert confirming the payment made or informing you about the failure to pay your bills incase the payment has failed due to absence of limit on the card or the card being blocked. If your payments have got rejected you are required to pay the amount to the biller directly to settle the bill.

* Note that you continue to get the hard copy of your bills as usual.

* We value your privacy and details of your transactions will be protected as per the laws of the land.

Introducing Easy Pay!

Now you can get anything, however big or small and pay for it in easy instalments. It could be as simple as a new appliance at home, Mobile bills, groceries, a weekend getaway, computer courses...Just charge it to your ABN AMRO Credit Card and repay through EasyPay.

It's very simple

* Use your ABN AMRO Credit Card fro all your heart desires
* Your purchases worth Rs 3,000/- or more can be moved to EasyPay.
* Call our Bank by Phone Executive to convert this transaction into an easy Instalment Plan.

Benefits will never end with EasyPay

* Convenience of easy instalment billing
* Incredibly low interest rate. You save upto 35% of you interest cost!
* Repayment tenure of upto 24 months

The table below shows how little you need to pay

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54

That's it! All these conveniences are just a phone call away. So, go ahead. Call the Bank by Phone number in your city and multiply your joys this festive season with EasyPay!

* The figures are inclusive of interest. The exact amount will be rounded off to the next rupee, and will appear on your card statement.

Abn Amro Smart Gold Credit Card Fees & Charges

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Smart Gold Credit Card Fees & Charges

Standard Joining Fee - Rs. 500 p.a.

Standard Annual/ Renewal Fee - Rs. 2,000 p.a.

Standard Add–on Card Fee - Rs. 750 p.a.

Finance Charges
(Retail Purchases & Cash) - upto 3.5% (42% p.a.)

Balance Transfer Finance Charges - 1.49% p.m. (17.88% p.a.)

Cash Advance Transaction Fee - 2.5%(Min. Rs.300) of the cash amount

Call–a–Draft Fee - 1.99% of the cash amount

Card Replacement (lost/stolen/re–issue) - Rs. 200

Card Replacement (any other plastic replacement) - Rs. 200

Emergency Card Replacement Fee - when overseas (through MasterCard) - $(US) 148

Duplicate Statement Fee - Rs. 100

Overdue Penalty/Late Payment Fee - 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 650*)

Over Limit Penalty - Rs. 600

Retrieval Fee/Copy Request Fee - Rs. 100

Outstation Cheque Fee - Rs. 100

Cheque Return / Dishonour Fee / Autodebit Reversal – Bank A/c out of Funds - Rs. 500

Cash Payment at Branch Rs. 75 per transaction #

Surcharge on purchase/cancellation of Railway Tickets - IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)]
^ Refer IRCTC website for details

Petrol Transaction Charge - 0% surcharge for petrol purchase up to Rs. 10,000 in a month.
2.5% surcharge for petrol purchase less than or equal to Rs. 100*

Foreign Currency Transaction - 3.5%*

Premier Club Program (Optional) - Rs. 75 per quarter

Smart Bill Pay (Optional) Rs.20 p.m.

Abn Amro Smart Gold Credit Card Benefits - 2

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Smart Redemption

The ABN AMRO Smart Gold is the only Credit Card in India that allows you to shop for your own reward. The unique intelligent chip on your Gold Card provides you with the opportunity of checking your Smart Reward Points and also redeeming them as you wish, at designated exclusive brand outlets across the country.

Redemption of your Smart Reward Points at these establishments gives you the real shopping experience and you can also choose what you want.

What's more, if you would like to buy merchandise but do not have sufficient reward points to redeem, just pay the balance on your ABN AMRO Smart Gold and take home the cherished reward.

Smart Payments – Easy Pay on your Favourite Brands

Welcome to the world of convenience of Easy Pay - the monthly installment payment* facility available only on your ABN AMRO Smart Gold Card! Buy your favourite things (which can be just about anything!) on your Smart Gold Card and pay in easy monthly installments at the lowest interest rates (as low as 1.49 %**).

Go all out to plan that holiday, purchase your favourite home theatre or microwave oven or buy that exclusive watch. So shop till you drop because we won't let anything come in your way!

*The categories which are eligible for the Easy Pay facility vary periodically.

**This rate is variable as per the EMI option chosen.

Lowest Ever Balance Transfer Rates

Your ABN AMRO Smart Gold Card offers you the lowest ever interest rate on transfer of your outstanding balances from other Credit Cards to your ABN AMRO Smart Gold Card. You pay interest at the lowest rate of interest on the amount that you transfer from your other Card.*

By transferring your outstanding amount, you not only save on the interest on outstanding balance on your other Card/s but you also ensure that you continue to pay a low interest rate with your ABN AMRO Smart Gold Card.

Click here to download the Balance Transfer Form.

For more details, please go to our balance transfer calculator and see how much you save with the ABN AMRO Balance Transfer Facility.

*Please refer tariff of charges for details.

Guaranteed Higher Credit Limit

The all new Smart Gold card realizes the importance of providing you a credit limit that suits your life style. Smart Gold Card guarantees a higher credit limit than the limit you enjoy on your existing credit card. It's just our way of showing that you deserve the best.

* Conditions apply. Please call Bank by Phone for details.

Smart Repayment Options

Your ABN AMRO Smart Gold Card gives you up to 50 days of interest free credit* on your purchases. With this extended facility, while you may buy a product anytime, you can choose to pay in parts as per your convenience. All you have to do is make a part payment (5% of the 'Total Amount Due or Rs. 200/- minimum) each month, and the balance in parts.

Please note your card account attracts finance charges as per the prevailing tariff for the balance amount.

Zero Lost Card Liability

If your ABN AMRO Smart Gold Card is lost or stolen, report the loss immediately by calling the ABN AMRO Bank by Phone in your city. With Zero lost Card Liability you are protected against any fraudulent use of your Card from the moment you report the loss to us. Needless to say, your Replacement Card will reach you within 3 working days.

Additionally, you must report the loss/theft of the card to the nearest police authorities, and forward a copy of the acknowledged report to the Bank.

In case you lose your Card overseas, you can also call MasterCard International Global Assistance Services to report your lost Card and request for an emergency Card which will be sent to your overseas location*.

Please Note: A nominal fee is applicable for this service

Call–a–Draft

The ABN AMRO Smart Gold Card also provides Call-a-Draft service that allows you to order a draft over the phone and pay for it in parts later. All you need to do is call the Bank by Phone number in your city. The draft will be delivered at your doorstep within 3 business days. You can use the draft to make payments at merchant establishments and places that do not currently accept Credit Cards.

Please note: Call-a-Draft facility on your Card entails a transaction charge as applicable. These also carry finance charges from the date of transaction until the date of settlement. Call-a-Draft will be processed only against your available cash limit.

Flexilimit

The powerful Flexilimit feature helps you regulate the Credit Limit on your card as also your Add-on Card. You can assign an amount less than the total Credit Limit to your Add-on Card by calling the Bank by Phone executive and change the same as you desire within your assigned Credit Limit. This way you can share the power and convenience with your loved ones without losing control of your finances.

Global CashAxess

You can use your ABN AMRO Smart Gold Card to withdraw cash up to 30% of your Credit Limit from over 800,000 MasterCard ATMs around the world. In India, you can access cash round the clock, 365 days a year from any of the 4000 ATMs that display the MasterCard/Cirrus and Maestro sign! You can also access cash from any ABN AMRO Bank's 24 Hour ATMs in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, NOIDA, Pune and Vadodara.

A transaction fee is applicable on all Cash Withdrawals on your Smart Gold Card. All cash advances also carry the Finance Charge from the date of the transaction until date of settlement. This limit and the cash advance may vary from time to time as per the rules governing Card usage. Please refer to the tariff sheet attached.

Global Assistance Services

You also have access to MasterCard International Global Assistance Services. This service provides you the facility of reporting the loss of your Card as well as request for an emergency replacement card or for emergency cash advances that will be sent to your overseas location.

Please Note: A nominal fee is applicable for this service

Year End Statement Summary (YESS) and Smart Alerts

This revolutionary feature on your ABN AMRO Smart Gold Credit Card allows you to keep a track of your spending habits and patterns. Year End Statement Summary sends you a consolidated summary displaying your usage patterns under different heads such as Airlines, Hotels, Retail Stores, Travel, etc., over a period of 12 months. It provides a scientific analysis of expenditure, thus enabling you to plan your finances better.

The Smart Alerts feature combines security with a package of technology friendly email and SMS messages on all vital Card transactions at frequent intervals. For e.g. when we credit your account with a payment or you use your Card on the Internet, you will be intimated of the same.

Global Validity for the Global Citizen

Your ABN AMRO Smart Gold Credit Card helps you to be in control, wherever you are in the world. The ABN AMRO Smart Gold Card is accepted at about 23 million MasterCard accepting merchant establishments worldwide. This is in addition to over 120,000 MasterCard establishments in India and Nepal. What's more you can now buy in any currency and pay back later in Indian Rupees.

Please Note: As per RBI guidelines, you can use your Card in Nepal and Bhutan for transactions in either their local currencies or in Indian Rupees.

Travel Privileges and Services

Access to Airport Lounges - Your ABN AMRO Smart Gold Card enables you to access and enjoy the hospitality at select domestic and international airports lounges in India. This service includes a complimentary snack and a non-alcoholic beverage, besides the use of the lounge facility. This privilege is applicable only to the Cardmember. You can avail these privileges at the ITC Welcome Group Airport Lounge at the domestic and international airport in Delhi. You can also avail of these services at MasterCard Lounges in Delhi, Mumbai, Chennai, Cochin and Kolkatta

Comprehensive Monthly Statement

All transactions on your ABN AMRO Smart Gold Card are reflected on your monthly statement, giving you a complete picture of all your transactions. Your Add-on Card transactions also reflect in your monthly statement. Your statement also provides a summary of your Smart Rewards Points.

Cheque Drop Boxes

As an ABN AMRO Smart Gold Cardmember you have the option of depositing your cheque in close to 1900 Payment Drop Boxes across India. For a list of Payment Drop Boxes in your city, please click here.

24 Hour Bank by Phone

Should you need any assistance or information about your card, transactions or if you want to report a lost, stolen or damaged card, just call our Bank by Phone service in your city. Our customer service executive will be glad to assist you.

Abn Amro Smart Gold Credit Card Benefits

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Apply Abn Amro Gold Credit Card Online

Welcome to the ABN AMRO Smart Gold Credit Card Family!

Now you can do things you never thought were possible with a regular card. The ABN AMRO Smart Gold Credit Card is the first ever credit card in India that allows you to convert your Smart Reward points to Smart Miles and fly free, to any destination in the world or redeem them against holiday packages at exotic destinations at any time!

Benefits of the Smart Gold Credit Card

Travel the World with your Smart Gold Credit Card
Every time you use your ABN AMRO Smart Gold Credit Card, you earn 2 Smart Reward Points for every Rs. 100/- that you spend. What's more, all international transactions earn 50% more Smart Reward Points, i.e. 3 points for spending Rs. 100/-. So, the more you spend, the faster you can redeem your points.

Your all new ABN AMRO Smart Gold Credit Card gives you the never before option of converting your Smart Reward Points into Smart Miles and redeeming them against free tickets to any destination in the world!

The Smart Cash Back Offer
ABN AMRO Smart Gold Cardholders can now redeem their smart miles against cash! If you have made at least one travel related purchase i.e. purchase of air or rail tickets or hotel bookings on your ABN AMRO Smart Gold Credit Card in the last 60 days, you can simply call our Bank by Phone numbers and redeem your smart miles as cash.

Redemptions will be done in multiples of thousands.

* Smart Miles can be redeemed as cash up to the value of your travel related purchase in the last 60 days. The redeemed amount will be credited to your Credit Card account. For details on this offer please call our Bank by Phone executive in your city.

Smart Miles
ABN AMRO Smart Gold Card promises to fly you free faster to any destination in the world or earn you free exotic holiday in any part of the world.

Spend anywhere and earn ABN AMRO Smart Reward Points which can be converted to Smart Miles. On every Rs.100 spent on the card, you earn 2 Smart Miles! Smart Miles allow you the never before advantage of:

* Redemption across any Airline - Domestic & International. The Smart Miles Program gives you the flexibility of flying any airline, domestic or International, that you choose.

* Redemption across all flying destinations - No choosing from a limited list of places to holiday at. Go where your heart desires with the all new Smart Miles Program!

* Redemption across Full Fares & Apex Fares - A never before offer only on your Smart Gold Card. Now you can redeem your Smart Miles against full fare and apex fares

* Redemption against part payment of fares/hotel stay - If you would like a ticket or holiday packages, but do not have sufficient Smart Miles to redeem, just pay the balance on your ABN AMRO Smart Gold and enjoy your holiday.

* Redemption across Global Hotel Bookings & Travel Packages - The Smart Miles program also gives the added, never before benefit of paying for your entire holiday, end to end, with your Smart Miles. Simply redeem your Smart Miles for our exotic holiday packages or book your stay at premium hotels.

So, go ahead! Use your Smart Gold Card and enjoy the unlimited Benefits of our Smart Miles program today.

Smart Fuel
Spend on your Smart Gold Credit Card & redeem against free fuel! The power of online redemption lets you redeem your Smart Reward Points against fuel at select BPCL outlets. So tank-up each time you accumulate 500 Smart Reward Points with your Smart Gold Card. What's more, our PetroPlus program offers you the privilege of 0% surcharge on your fuel transactions at ANY petrol pump across the country.

Complimentary Add on Card Free for Life
Now, you can share the privileges of the ABN AMRO Smart Gold Credit Card with your loved ones. Only the ABN AMRO Smart Gold Credit Card gets you one complimentary Add-on Card for life. The complimentary Add-on Card comes with the powerful features of your ABN AMRO Smart Gold Credit Card including Smart Rewards, Smart Offers, Global Validity, CashAxess and many more great benefits.

Please note: You can apply for an add-on Card for your spouse, parents and children over 15 years. You may also apply for 2 additional Add-on Cards by paying annual fee (please refer the Tariff of Charges for the card fee details).

Abn Amro Titanium one card Rewards Catalogue

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Reward Redemption Online

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54

ABN AMRO Titanium One Credit Card Fees & Charges

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Standard Joining Fee - Rs. 500 p.a.

Standard Annual/ Renewal Fee - Rs. 2,000 p.a.

Standard Add–on Card Fee - Rs. 750 p.a.

Finance Charges
(Retail Purchases & Cash) - upto 3.5% (42% p.a.)

Balance Transfer Finance Charges - 1.49% p.m. (17.88% p.a.)

Cash Advance Transaction Fee - 2.5%(Min. Rs.300) of the cash amount

Call–a–Draft Fee - 1.99% of the cash amount

Card Replacement - (lost/stolen/re–issue) Rs. 200

Card Replacement (any other plastic replacement) - Rs. 200

Emergency Card Replacement
when overseas (through MasterCard) - $(US) 148

Duplicate Statement Fee - Rs. 100

Overdue Penalty/Late Payment Fee - 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 650*)

Over Limit Penalty - Rs. 600

Retrieval Fee/Copy Request - Fee Rs. 100

Outstation Cheque - Fee Rs. 100

Cheque Return / Dishonour Fee / Autodebit Reversal Bank A/c out of Funds - Rs. 500

Cash Payment at Branch - 75 per transaction #

Surcharge on purchase/cancellation of Railway Tickets - IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)]
^ Refer IRCTC website for details

Petrol Transaction Charge - 0% surcharge for petrol purchase up to Rs. 10,000 in a month.
2.5% surcharge for petrol purchase less than or equal to Rs. 100*

Foreign Currency Transaction - 3.5%*

Premier Club Program (Optional) Rs. - 75 per quarter

Smart Bill Pay (Optional) - Rs.20 p.m.

These charges are dynamic and subject to change upon issuing at least a 30 days prior notice through any media chosen exclusively by the Bank on its sole discretion.

Service Tax of 12.36% will be applicable on all fees, interest & other charges.

*Charges revised w.e.f 1st June 2008 | # Effective Date: 18th July 2008 | ** Effective Date: 12th October, 2008

For details on how interest rate and late payment fee are calculated please refer to the most important terms & conditions.

section on our website: www.abnamro.co.in

ABN AMRO Titanium Card Benefits - 2

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Global Acceptance
Your Titanium One Credit Card is welcomed at over 100,000 MasterCard outlets in India and Nepal and at over 23 million merchant establishments worldwide. With your internationally accepted Titanium One Credit Card, you are now a truly global citizen.

Please note: As per RBI guidelines you can use your card in Nepal and Bhutan for transactions in either local currencies or Indian rupees.

Flexilimit
The powerful Flexilimit feature on the offers Titanium One Credit Card you the power to regulate your credit limit better. If at any point of time you feel that you need to control your spending, you can simply call our 24 Hours Bank by Phone Executive who will be happy to reduce your assigned limit. And, in case, you wish to increase the limit back to its original level, you can do so again by simply calling us up.

You also have the option of assigning a specific percentage of your credit limit for use by each of your additional cardholders. This way you can share the power and conveniences of your Titanium One Credit Card with your loved ones without losing control of your finances.

No–stress Repayment – Pay per your convenience
Your Titanium One Credit Card gives you up to 50 days of interest free credit* on your purchases, if you pay your outstandings in full.

While you may buy a product anytime, you can choose to pay in parts per your convenience. All you have to do is just pay a minimum of 5% of the total outstanding each month (subject to a minimum of Rs. 200) and the balance in installments that suit your budget.

Please refer the Tariff of Charges for details on applicable charges.

Global 'CashAxess' – 24 Hours a day
You can access cash up to 30% of your credit limit at over 2900 ATMs across India and over 6, 50,000 ATMs across the globe. You can access the cash round-the-clock, 365 days a year from any of the ATMs that display the MasterCard sign.

Lost Card Protection – Zero Liability
If your Titanium One Credit Card is lost or stolen, all you have to do is report the loss by calling the 24 Hours Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us.

Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency card, if you so desire.

*Please Note: As per Insurance Guidelines, a copy of the FIR filed with the Police Station is mandatory.

24 Hours Bank by Phone service
The 24 Hours Bank by Phone service ensures that ABN AMRO Bank is just a phone call away. Our customer service executives will be glad to assist you, 24 hours a day and 7 days a week.

ABN AMRO Titanium One Credit Card Benefits

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Discover the World of No Fear

Apply ABN AMRO Titanium Credit Card Online

The ABN AMRO Titanium One Credit Card - made for those who truly want to control their financial life. The more you use the card, the more it helps you save on all your purchases, month on month. And furthermore, it grants you premium privileges wherever you go.

Benefits of the Titanium One Card

Cash Back on Everything, Every time.
Here's how you earn your Cash Back and save on all your purchases with the One Card. To save on your monthly expenditure, all you need to do is use your One Card for a minimum of Rs.2000.

The more purchases you make on your card, the higher is the Cash Back percentage you will earn. The Cash Back is not restricted to any particular category of purchase. You will earn Cash Back on all your purchases*.

Monthly Retail Spends Cash Back
Up to 5000 1%
5,001 to 10,000 1.5%
Above 10,000 2%

* Effective 17th September 2007. The maximum Cash Back per month per card is Rs. 500. Thus, you can save Rs. 6000 every year!

Effective June 1, 2008, Cash Back on your Titanium One Card accumulates on a monthly basis and reflects in your monthly Card Statement under Your Savings Summary. To credit the accumulated amount of Cash Back into your Account, simply call the 24 Hours Bank by Phone service and our executives will be glad to assist you.

Earn Extra Cash Back
In addition to the Cash Back mentioned above, you earn extra Cash Back on select categories such as utility bill payments and international spends.

Categories Cash Back
Utility payments through Smart Pay* 3%
International Retail 2%
International Cash 2%

* Smart Pay is ABN AMRO's Titanium Credit Card Bill Payment Service.

Cash Back Boosters
Look out for the fun days to get bonus cash backs. From time to time you will be informed of select days on which you can get extra cash back. Use your card on these days to earn bonus cash back.

PetroPlus
Whenever you purchase fuel with your ABN AMRO Titanium One Credit Card, you save on 2.5% surcharge amount. Our exclusive PetroPlus Program gets you a waiver of this surcharge on all fuel purchases above Rs. 100 and up to Rs. 10,000 per month across all petrol pumps in India.Tank Up and save up to Rs.1200* per annum on surcharge.

*Assuming Rs.4000 spent on petrol per month.

Terms and Conditions apply

Year End Statement Summary (YESS) and Active Alerts
The Titanium One Credit Card brings to you yet another revolutionary feature - Year End Statement, which combines all your transactions during the year and provides you a consolidated summary displaying your usage pattern under different categories such as food, clothing, jewelry etc over 12 months, thus enabling you to plan your purchases better.

The Active Alerts service sends you friendly e-mail and SMS messages at frequent intervals, to keep you informed about all the vital transactions made with your Card. So you will know where to check yourself.

Exceptional Financial Benefits:

* Balance Transfer Facility - You can transfer your outstanding balance on any of your current credit cards at low interest rates* p.m. and earn huge savings.

* Dial a draft - When you're too busy to go to the bank or don't have adequate cash for getting a draft made simply use our Dial-a-Draft facility. It allows you to make a draft on credit from the comfort of your home by simply calling our 24 Hours Bank by Phone service in your city.

Please refer the Tariff of Charges for details on applicable charges.

Abn Amro Cards Online

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ABN AMRO Bank's CardsOnline service is a state of the art facility, offering you online access to your ABN AMRO Credit Card account , which gives you the access to your credit card account 24 hours a day, 365 days a year, from anywhere in the world.

With CardsOnline you can view your:

* Available Cash and Credit Limit
* Your account balance
* Your statement balance and payment due dates
* Your account history
* Apply for Balance Transfer and Cash Draft
* Your Spends Analysis

Registration is fast , simple and online . Simply go to the link......and register yourself. Your login ID and password is available to you instantly for your use.

Security:
ABN AMRO Bank uses a combination of robust processes and state-of-the-art infrastructure, ABN AMRO Bank provides you a very secure online experience.

We constantly monitor and upgrade our technology to ensure that your accounts are absolutely secure. We also maintain the highest standards as far as security technology is concerned, and thereby make sure that you stay stress free when it comes to CardsOnline

The Bank maintains the highest standards as far as security technology is concerned, some of which are:b

* 128-bit SSL encryption - The highest level of security available, SSL encryption allows the Bank to encrypt information, so that it is scrambled and cannot be accessed by anyone else. It also ensures information is sent to the correct place and that it is not tampered with.

* VeriSign certification - This NetBanking site is certified as a VeriSign Secure Site. VeriSign, Inc. (www.verisign.com) is the leading provider of trusted infrastructure services to websites, enterprises, electronic commerce service providers and individuals.

* Secure mail - The 128-bit SSL encryption used ensures that the mail facility available on NetBanking gives you a higher level of security for your communication with the Bank, as opposed to general e-mail facilities available on the Internet.

* Unique UserID and Password - Every customer is provided with a unique UserID and a Login Password to access CardsOnline

* Unauthorized access - In case of three unsuccessful attempts to log in to Net Banking, your User ID is disabled to prevent any unauthorized access. Also if on logging in to CardsOnline you have not used the application for 10 minutes, the system automatically logs you out, preventing any unauthorized access of your account.

Abn Amro Makemy trip Rewards Catalogue

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Reward Redemption Online

Abn Amro MakeMy Trip Go Card Service charges & Fees

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MakeMyTrip GO Card Service Charges & Fees.

Standard Joining Fee - Nil

Standard Annual/ Renewal Fee - Nil

Standard Add–on Card Fee - Nil

Finance Charges - (Retail Purchases & Cash) upto 3.5% (42% p.a.)

Balance Transfer Finance Charges - 1.49% p.m. (17.88% p.a.)

Cash Advance Transaction Fee - 2.5%(Min. Rs.300) of the cash amount

Call–a–Draft Fee - 1.99% of the cash amount

Card Replacement - (lost/stolen/re–issue) Rs. 200

Card Replacement (any other plastic replacement) Rs. 200

Emergency Card Replacement Fee - when overseas (through MasterCard) $(US) 148

Duplicate Statement Fee - Rs. 100

Overdue Penalty/Late Payment Fee - 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 650*)

Over Limit Penalty - Rs. 600

Retrieval Fee/Copy Request Fee - Rs. 100

Outstation Cheque Fee - Rs. 100

Cheque Return / Dishonour Fee / Autodebit Reversal – Bank A/c out of Funds - Rs. 500

Cash Payment at Branch - Rs. 75 per transaction #

Surcharge on purchase/cancellation of Railway Tickets - IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)]^ Refer IRCTC website for details

Petrol Transaction Charge - 0% surcharge for petrol purchase

up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase
less than or equal to Rs. 100*

Foreign Currency Transaction - 3.5%*

Premier Club Program (Optional) - Rs. 75 per quarter

Smart Bill Pay (Optional) - Rs.20 p.m.

These charges are dynamic and subject to change upon issuing at least a 30 days prior notice through any media chosen exclusively by the Bank on its sole discretion.

Service Tax of 12.36% will be applicable on all fees, interest & other charges.

*Charges revised w.e.f 1st June 2008 | # Effective Date: 18th July 2008 | ** Effective Date: 12th October, 2008

For details on how interest rate and late payment fee are calculated please refer to the most important terms & conditions

section on our website: www.abnamro.co.in

Abn Amro MakeMyTrip Go Card Eligibility

2008-12-20T11:54:00.000+05:30

Eligibility

Your eligibility criteria for applying for the ABN AMRO Barista Credit Card are as follows:

Type	Minimum Income	Documents Required
Salaried	Rs. 2,10,000 p.a.	Limited Salary Slip or IT Returns or Form 16
Self Employed	Rs. 2,10,000 p.a.	CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months

Alternatively, if you are holding any primary credit card for over 1 year, you may provide the following documents in lieu of income documents:

Photocopy of the front & back of your credit card and Photocopy of your latest credit card statement.(Applicable to both Salaried and Self-Employed individuals)

Smart Bill Pay

Now paying your utility bills, month after month is no longer a hassle. You can pay your utility bills (telephone, gas, electricity etc), without having to stand in queues or worrying about missing 'payment due' dates. All you need to do is give standing instructions on your ABN AMRO Credit Card and every month your bills will be paid automatically on time. And all this for just Rs. 240/- per annum.

To avail of this facility, simply register your self by filling up and sending us the Registration Form that has been provided.

Once you have registered yourself for Smart Bill Pay for the billers selected by you, the bills up to the limit specified by you will be automatically paid without reference to you, subject to availability of limit on your card account.

Not only do you avoid the hassle, when your due date is near, you will get a SMS/Email alert informing you about the bill.

Once the bill is paid, you will be sent another SMS/Email alert confirming the payment made or informing you about the failure to pay your bills incase the payment has failed due to absence of limit on the card or the card being blocked. If your payments have got rejected you are required to pay the amount to the biller directly to settle the bill.

Note that you continue to get the hard copy of your bills as usual.

We value your privacy and details of your transactions will be protected as per the laws of the land.

Introducing Easy Pay!

Now you can get anything, however big or small and pay for it in easy instalments. It could be as simple as a new appliance at home, Mobile bills, groceries, a weekend getaway, computer courses...Just charge it to your ABN AMRO Credit Card and repay through EasyPay.

It's very simple

Use your ABN AMRO Credit Card fro all your heart desires
Your purchases worth Rs 3,000/- or more can be moved to EasyPay.
Call our Bank by Phone Executive to convert this transaction into an easy Instalment Plan.

Benefits will never end with EasyPay

Convenience of easy instalment billing
Incredibly low interest rate. You save upto 35% of you interest cost!
Repayment tenure of upto 24 months

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54

That's it! All these conveniences are just a phone call away. So, go ahead. Call the Bank by Phone number in your city and multiply your joys this festive season with EasyPay!

* The figures are inclusive of interest. The exact amount will be rounded off to the next rupee, and will appear on your card statement.

Abn Amro MakeMyTrip Go Card Benefits

2008-12-20T11:34:00.000+05:30

Petroplus Advantage

Avail of a 0%* surcharge on your fuel transactions across all petrol pumps in the country. This is valid on purchases above Rs. 100 only.

Terms and Conditions apply

Global Acceptance
Your MakeMyTrip GO Credit Card is welcomed at over 100,000 MasterCard outlets in India and Nepal and at over 23 million merchant establishments worldwide. With your internationally accepted MakeMyTrip GO Credit Card, you are now a truly global citizen.

Please note: As per RBI guidelines, you can use your card in Nepal and Bhutan for transactions in either local currencies or Indian rupees.

Flexilimit
The powerful Flexilimit feature on the offers MakeMyTrip GO Credit Card you the power to regulate your credit limit better. If at any point of time you feel that you need to control your spending, you can simply call our Bank by Phone Executive who will be happy to reduce your assigned limit. And, in case, you wish to increase the limit back to its original level, you can do so again by simply calling us up.

You also have the option of assigning a specific percentage of your credit limit for use by each of your additional cardholders. This way you can share the power and conveniences of your MakeMyTrip GO Credit Card with your loved ones without losing control of your finances.

No–stress Repayment – Pay per your convenience
Your MakeMyTrip GO Credit Card gives you up to 50 days of interest free credit* on your purchases, if you pay your outstandings in full.

While you may buy a product anytime, you can choose to pay in parts per your convenience. All you have to do is just pay a minimum of 5% of the total outstanding each month (subject to a minimum of Rs. 200) and the balance in installments that suit your budget.

Please refer to Tariff of Charges for details on applicable charges.

Global 'CashAxess' – 24 Hours a day
You can access cash up to 30% of your credit limit at over 2900 ATMs across India and over 6, 50,000 ATMs across the globe. You can access the cash round-the-clock, 365 days a year from any of the ATMs that display the MasterCard sign.

Lost Card Protection – Zero Liability
If your MakeMyTrip GO Credit Card is lost or stolen, all you have to do is report the loss by calling the Bank by Phone number in your city. With Zero Lost Card Liability, you are protected against any fraudulent use of your card from the moment you report the loss to us.

Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency card, if you so desire.

*Please Note: As per Insurance Guidelines, a copy of the FIR filed with the Police Station is mandatory.

24 Hours Bank by Phone service
The 24 Hours Bank by Phone service ensures that ABN AMRO Bank is just a phone call away. Our customer service executives will be glad to assist you, 24 hours a day and 7 days a week.

Year End Statement Summary (YESS) and Active Alerts
The MakeMyTrip GO Credit Card brings to you yet another revolutionary feature - Year End Statement, which combines all your transactions during the year and provides you a consolidated summary displaying your usage pattern under different categories such as food, clothing, jewelry etc over 12 months, thus enabling you to plan your purchases better.

The Active Alerts service sends you friendly e-mail and SMS messages at frequent intervals, to keep you informed about all the vital transactions made with your Card. So you will know where to check yourself.

Exceptional Financial Benefits:

* Balance Transfer Facility - You can transfer your outstanding balance on any of your current credit cards at low interest rates* p.m. and earn huge savings.

* Dial a draft - When you're too busy to go to the bank or don't have adequate cash for getting a draft made simply use our Dial-a-Draft facility. It allows you to make a draft on credit from the comfort of your home by simply calling our Bank by Phone service in your city. For more details on this feature.

Abn Amro MakeMyTrip Go Card Uses

2008-12-20T11:08:00.000+05:30

Apply Abn Amro MakeMyTrip Card Online

Flying free was never this fast

Welcome to the world of the ABN AMRO MakeMyTrip GO Card. Designed to make all your travels smarter than before, this Credit Card comes with varied privileges and rewards as you stride ahead in your journey.

Start your journey with savings on your next air ticket!

We welcome you to the world of the GO Card with savings of Rs. 500 on the basic fare the first time you book tickets for any sector, any date and any airline with your GO Card at MakeMyTrip.

Let us pay for your next holiday!

As soon as you make your first purchase at MakeMyTrip through your GO Card, you will get a discount voucher from MakeMyTrip worth Rs. 5,000. This discount voucher is redeemable against hotel stays and holiday packages bought through MakeMyTrip, using your GO Card.

Accelerated Rewards with your GO Card

Your GO Card comes with one of the most powerful Travel Reward Programs in the country. Each time you shop on your GO Card, you earn Reward Points called GO Miles, which can be redeemed as cash back* into your account. Moreover, you can earn accelerated Reward Points by transacting through MakeMyTrip.

Each time you spend Rs. 100 on your GO Card, for purchases at MakeMyTrip* you earn accelerated GO Miles as follows:
a) On Air Tickets You earn 10 GO Miles.
b) On Hotel Stay You earn 20 GO Miles.
c) On Holiday Packages: You earn 30 GO Miles.

On all other purchases you earn 3 GO Miles for every Rs. 100 spent.

*For purchases made at MakeMyTrip, GO Miles will be earned only on the basic component of the purchase.Terms & Conditions Apply .

Limited Period Offer : Assured free air tickets

With your GO Card, you can avail of a free economy class air ticket** to any domestic destination of your choice. All you need to do is make a minimum of three purchases each month for three consecutive months, where the individual value of each purchase is at least Rs. 2,000. Just ensure that you have made at least one purchase on MakeMyTrip in the aforementioned 3 months!

** On select airlines only.

This offer is valid for all cards approved till July 31st, 2008. Please do go through the Terms & Conditions of the Program available on your GO Card

Exclusive Cash Back Offer : Travel for free

With your GO Card, traveling is sure to be a much more rewarding experience than ever before. Every month, the 500th purchase made though GO Card on MakeMyTrip would be eligible for a complete Cash Back of the purchase made, to the extent of the basic value of the purchase! So, you can get to travel for free, every month! This Cash Back would be reflected in your next credit card statement Please do go through the Terms & Conditions of this Program available on your GO Card.

Easy Financing @ Easy Pay

Shop on MakeMyTrip with your GO Card, for a minimum of Rs. 3,000, and you have the option of repaying us in Easy Monthly Installments. In addition, you also have a flexible tenure of repayment of up to 24 months, which means you can enjoy your vacations without worrying about your finances. Once again, to avail of this facility, all you need to do is call the 24 Hours Bank by Phone number in your city.

Access premium airport lounges

With your GO Card, you can access premium airport lounges in India and enjoy exclusive hospitality that includes a complimentary snack and a non-alcoholic beverage. This privilege can be availed of at all Clipper Lounges at the domestic and international airports in Mumbai, Kolkata and Cochin as well as at the international airports in Delhi and Chennai.

Enjoy exciting offers on your travels

From time to time, you will be updated on various exciting travel-related offers, brought to you by MakeMyTrip through their association with numerous hotels and resorts across the country.

Abn Amro Platinum Greens credit card fees & Charges

2008-12-19T17:01:00.000+05:30

Platinum Card Service Charges & Fees

Platinum Cards
Particulars	Platinum Gateway	Platinum Gateway + Platinum Greens / Platinum Voyager	All Clubs	Platinum Executive $
Standard Joining Fee	Rs. 5500 p.a.	Rs. 11,000 p.a.	Rs. 16,500 p.a.	Rs. 2,500 p.a.
Standard Annual/ Renewal Fee	Rs. 3,000 p.a.	Rs. 4,000 p.a.	Rs. 5,000 p.a.	Rs. 2,500 p.a.
Standard Add–on Card Fee	0	0	0	0
Finance Charges (Retail Purchases & Cash)	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**
Balance Transfer Finance Charges	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)
Cash Advance Transaction Fee	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount
Call–a–Draft Fee	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount
Card Replacement (lost/stolen/re–issue)	Rs. 200	Rs. 200	Rs. 200	Rs. 200
Card Replacement (any other plastic replacement)	-	-	-	-
Emergency Card Replacement Fee when overseas (through MasterCard)	$(US) 148	$(US) 148	$(US) 148	$(US) 148
Duplicate Statement Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Overdue Penalty/Late Payment Fee	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)
Over Limit Penalty	Rs. 600	Rs. 600	Rs. 600	Rs. 600
Retrieval Fee/Copy Request Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Outstation Cheque Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Cheque Return / Dishonour Fee / Autodebit Reversal – Bank A/c out of Funds	Rs. 500	Rs. 500	Rs. 500	Rs. 500
Cash Payment at Branch	Rs. 75 per transaction #	Rs. 75 per transaction #	Rs. 75 per transaction #	Rs. 75 per transaction #
Surcharge on Railway Ticket Booking on Internet (IRCTC)	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details
Petrol Transaction Charge	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*
Foreign Currency Transaction	3.5%*	3.5%*	3.5%*	3.5%*

$ Platinum Executive is available as an option only for select existing ABN AMRO Cardmembers.

Abn Amro Platinum Greens Credit Card Benefits

2008-12-19T16:53:00.000+05:30

Platinum Greens

Apply ABN Amro Platinum Gateway Credit Card Online

In a game reserved for the select few, you are invited to stay a cut above. With a Platinum Greens membership, experience a comprehensive range of benefits, every time you tee off on the golf course. We welcome you to your Platinum Greens membership with a complimentary TaylorMade golf club of your choice. And with complimentary membership to Golf Fee Card, we are pleased to offer you the privilege of discounted access to 2,400 courses across the world and a waiver of up to 50% at 3,500 golf hotels and resorts. You also get access to the services of a Golf Concierge, to answer any queries you might have on our services. In addition, you receive attractive offers on exclusive spas, golf equipment, golf holiday packages and golf clinics.

To get your own masterpiece, SMS "STYLE" to 56161

Benefits:

Smart Bill Pay
Now paying your utility bills, month after month is no longer a hassle. You can pay your utility bills (telephone, gas, electricity etc), without having to stand in queues or worrying about missing 'payment due' dates. All you need to do is give standing instructions on your ABN AMRO Credit Card and every month your bills will be paid automatically on time. And all this for just Rs. 240/- per annum.

To avail of this facility, simply register your self by filling up and sending us the Registration Form that has been provided.

* Once you have registered yourself for Smart Bill Pay for the billers selected by you, the bills up to the limit specified by you will be automatically paid without reference to you, subject to availability of limit on your card account.

* Not only do you avoid the hassle, when your due date is near, you will get a SMS/Email alert informing you about the bill.

* Once the bill is paid, you will be sent another SMS/Email alert confirming the payment made or informing you about the failure to pay your bills incase the payment has failed due to absence of limit on the card or the card being blocked. If your payments have got rejected you are required to pay the amount to the biller directly to settle the bill.

* Note that you continue to get the hard copy of your bills as usual.

* We value your privacy and details of your transactions will be protected as per the laws of the land.

Introducing Easy Pay!

Now you can get anything, however big or small and pay for it in easy instalments. It could be as simple as a new appliance at home, Mobile bills, groceries, a weekend getaway, computer courses...Just charge it to your ABN AMRO Credit Card and repay through EasyPay.

It's very simple

* Use your ABN AMRO Credit Card fro all your heart desires
* Your purchases worth Rs 3,000/- or more can be moved to EasyPay.
* Call our Bank by Phone Executive to convert this transaction into an easy Instalment Plan.

Benefits will never end with EasyPay

* Convenience of easy instalment billing
* Incredibly low interest rate. You save upto 35% of you interest cost!
* Repayment tenure of upto 24 months

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54

Axis bank Platinum voyager credit card

2008-12-19T16:40:00.000+05:30

Platinum Card Service Charges & Fees

Platinum Cards
Particulars	Platinum Gateway	Platinum Gateway + Platinum Greens / Platinum Voyager	All Clubs	Platinum Executive $
Standard Joining Fee	Rs. 5500 p.a.	Rs. 11,000 p.a.	Rs. 16,500 p.a.	Rs. 2,500 p.a.
Standard Annual/ Renewal Fee	Rs. 3,000 p.a.	Rs. 4,000 p.a.	Rs. 5,000 p.a.	Rs. 2,500 p.a.
Standard Add–on Card Fee	0	0	0	0
Finance Charges (Retail Purchases & Cash)	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**
Balance Transfer Finance Charges	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)
Cash Advance Transaction Fee	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount
Call–a–Draft Fee	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount
Card Replacement (lost/stolen/re–issue)	Rs. 200	Rs. 200	Rs. 200	Rs. 200
Card Replacement (any other plastic replacement)	-	-	-	-
Emergency Card Replacement Fee when overseas (through MasterCard)	$(US) 148	$(US) 148	$(US) 148	$(US) 148
Duplicate Statement Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Overdue Penalty/Late Payment Fee	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)
Over Limit Penalty	Rs. 600	Rs. 600	Rs. 600	Rs. 600
Retrieval Fee/Copy Request Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Outstation Cheque Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Cheque Return / Dishonour Fee / Autodebit Reversal – Bank A/c out of Funds	Rs. 500	Rs. 500	Rs. 500	Rs. 500
Cash Payment at Branch	Rs. 75 per transaction #	Rs. 75 per transaction #	Rs. 75 per transaction #	Rs. 75 per transaction #
Surcharge on Railway Ticket Booking on Internet (IRCTC)	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details
Petrol Transaction Charge	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*
Foreign Currency Transaction	3.5%*	3.5%*	3.5%*	3.5%*

$ Platinum Executive is available as an option only for select existing ABN AMRO Cardmembers.

Axis Platinum Voyager Credit Card

2008-12-19T16:19:00.000+05:30

Platinum Voyager

Apply ABN Amro Platinum Gateway Credit Card Online

It's a truly special world. And as you travel the globe, you are invited to experience it in all its glory. With your membership to Platinum Voyager, we invite you to rediscover the magic in travelling. We welcome you to Platinum Voyager with a complimentary ticket to either Singapore, Kuala Lumpur or Bangkok. We are also pleased to welcome you to a true gourmet experience with Taj InnerCircle's Epicure Card, which offers you unmatched benefits at Taj properties across the world. In addition, with the Platinum Miles programme, your every purchase will add up to make travelling a far more rewarding experience. So now, wherever your travels may take you, take luxury and a world of privileges along.

Benefits:

Smart Bill Pay
Now paying your utility bills, month after month is no longer a hassle. You can pay your utility bills (telephone, gas, electricity etc), without having to stand in queues or worrying about missing 'payment due' dates. All you need to do is give standing instructions on your ABN AMRO Credit Card and every month your bills will be paid automatically on time. And all this for just Rs. 240/- per annum.

To avail of this facility, simply register your self by filling up and sending us the Registration Form that has been provided.

* Once you have registered yourself for Smart Bill Pay for the billers selected by you, the bills up to the limit specified by you will be automatically paid without reference to you, subject to availability of limit on your card account.

* Not only do you avoid the hassle, when your due date is near, you will get a SMS/Email alert informing you about the bill.

* Once the bill is paid, you will be sent another SMS/Email alert confirming the payment made or informing you about the failure to pay your bills incase the payment has failed due to absence of limit on the card or the card being blocked. If your payments have got rejected you are required to pay the amount to the biller directly to settle the bill.

* Note that you continue to get the hard copy of your bills as usual.

* We value your privacy and details of your transactions will be protected as per the laws of the land.

Introducing Easy Pay!

Now you can get anything, however big or small and pay for it in easy instalments. It could be as simple as a new appliance at home, Mobile bills, groceries, a weekend getaway, computer courses...Just charge it to your ABN AMRO Credit Card and repay through EasyPay.

It's very simple

* Use your ABN AMRO Credit Card fro all your heart desires
* Your purchases worth Rs 3,000/- or more can be moved to EasyPay.
* Call our Bank by Phone Executive to convert this transaction into an easy Instalment Plan.

Benefits will never end with EasyPay

* Convenience of easy instalment billing
* Incredibly low interest rate. You save upto 35% of you interest cost!
* Repayment tenure of upto 24 months

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54

Faq's about Abn Amro credit card

2008-12-19T16:05:00.000+05:30

FAQs:

Do I have to be an ABN AMRO Bank Account Holder to apply for an ABN AMRO Bank Credit Card?

No, you do not have to be an ABN AMRO Bank account holder to apply for an ABN AMRO Bank card. Please click here for the details on the eligibility criterion for the ABN AMRO Bank Credit Card.

What should I do if my ABN AMRO Bank Credit Card gets lost/stolen?

Please call up our 24 Hour Bank by Phone service in your city and inform our customer service executive immediately. Do follow up this call with a written communication.

What should I do if my ABN AMRO Bank Credit Card gets declined?
Please call the 24 Hour Bank by Phone service in your city and our customer service executive will be glad to assist you.

Can I withdraw cash with my ABN AMRO Bank Credit Card?
Yes, you can withdraw cash up to 30% of your credit limit with your ABN AMRO Bank Credit Card. All cash transactions attract cash advance fee & applicable interest & service charges. Please check the tariff of charges to know the latest charges.

Can I withdraw cash from ATM's of other banks?
You can withdraw cash from all MasterCard affiliated ATMs. These ATMs display the MasterCard logo.

Where do I have to make my ABN AMRO Bank Credit Card payments?
For details of where to make your ABN AMRO Bank Credit Card payments.

Can I use my ABN AMRO Bank Credit Card for international transactions?
Yes, your ABN AMRO Bank Credit Card is a globally valid card that you can use for all your transactions that you make abroad. All globally valid cards are governed by usage restrictions, entitlements and other conditions stipulated by The Reserve Bank of India (RBI) or by any other Government Authority from time to time. Card transactions in Nepal & Bhutan shall be in the local currency or the Indian rupee.

Can I retain my ABN AMRO Bank Credit Card if I emigrate?
No, credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to surrender your cards to the bank if you are proceeding abroad on employment or on emigration.

Can my family members use my ABN AMRO Bank Credit Card?
No, your ABN AMRO Bank Credit Card is for your personal use only and cannot be used by any third person. However, you may gift an add–on card to your family members that can be used by them. All charges & payments for transactions made on add–on cards will have to be borne by you.

Where can I use my ABN AMRO Bank Credit Card?
Your globally valid ABN AMRO Bank Credit Card can be used in 23 million MasterCard Outlets across the world including 100,000 outlets in India & Nepal.

What is rate of interest on my ABN AMRO Bank Credit Card?
Please check the tariff of charges to know the interest rate applicable on your ABN AMRO Credit Card.

Do all purchases attract an interest charge?
No, if your current balance is zero, you have a grace period of up to 50 days (on retail transactions) in which to make your payment. However, cash transactions attract an interest charge form the date of transaction till settlement date. Cash transactions also attract a transaction fee & applicable service charges.

Do I have the up to 50 days grace period on my retail transactions if I am already revolving on my ABN AMRO Bank Credit Card?

No, the grace period on retail transactions is valid only if there are no outstandings on the ABN AMRO Bank Credit Card. If you are already revolving, then all fresh purchases will attract interest from the date of purchase.

Can I transfer my balance from another credit card to the ABN AMRO Bank Credit Card?

Yes, balances can be transferred to your ABN AMRO Bank Credit Card starting from a minimum of Rs. 3000 to a maximum of up to 80% of your credit limit subject to the Terms & Conditions of the program. Please check the tarriff of charges to know the latest balance transfer rates applicable to your card. For more details, please refer our balance transfer form.

Will my fresh purchases attract interest if I use the balance transfer facility?
For the first month, your fresh purchases get the normal credit period. However, if at the end of the first billing cycle, your total amount due (including balance transfer) is not reduced to zero, your fresh purchases attract interest from the date of purchase.

What is Service Tax?

Service Tax will be levied on prescribed fees, interest and other charges. The amount of service tax levied will reflect on your statement as a consolidated entry 12.36% on all applicable items. To know more about Service Tax charged on your account, please go to our Service Tax section.

From where can I get an application form to apply for the ABN AMRO Bank Credit Card?

For your convenience, you may apply online or download an application form and mail it to us at P.O. Box No. 477, GPO, New Delhi 110 001. Application forms are also available at all ABN AMRO Bank branches in your city. If you need more information, you may call the 24 Hour Bank by Phone service in your city and our customer service executive will be glad to assist you.

Abn Amro Platinum card Service Charges & Fees

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Platinum Card Service Charges & Fees

Platinum Cards
Particulars	Platinum Gateway	Platinum Gateway + Platinum Greens / Platinum Voyager	All Clubs	Platinum Executive $
Standard Joining Fee	Rs. 5500 p.a.	Rs. 11,000 p.a.	Rs. 16,500 p.a.	Rs. 2,500 p.a.
Standard Annual/ Renewal Fee	Rs. 3,000 p.a.	Rs. 4,000 p.a.	Rs. 5,000 p.a.	Rs. 2,500 p.a.
Standard Add–on Card Fee	0	0	0	0
Finance Charges (Retail Purchases & Cash)	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**	Up to 3.2% p.m. (38.4% p.a.)**
Balance Transfer Finance Charges	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)	0.99% p.m. (11.88% p.a.)
Cash Advance Transaction Fee	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount	2.5%(Min. Rs.300) of the cash amount
Call–a–Draft Fee	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount	2.5%(min. Rs.300) of the cash amount
Card Replacement (lost/stolen/re–issue)	Rs. 200	Rs. 200	Rs. 200	Rs. 200
Card Replacement (any other plastic replacement)	-	-	-	-
Emergency Card Replacement Fee when overseas (through MasterCard)	$(US) 148	$(US) 148	$(US) 148	$(US) 148
Duplicate Statement Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Overdue Penalty/Late Payment Fee	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)	15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600)
Over Limit Penalty	Rs. 600	Rs. 600	Rs. 600	Rs. 600
Retrieval Fee/Copy Request Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Outstation Cheque Fee	Rs. 100	Rs. 100	Rs. 100	Rs. 100
Cheque Return / Dishonour Fee / Autodebit Reversal – Bank A/c out of Funds	Rs. 500	Rs. 500	Rs. 500	Rs. 500
Cash Payment at Branch	Rs. 75 per transaction #	Rs. 75 per transaction #	Rs. 75 per transaction #	Rs. 75 per transaction #
Surcharge on Railway Ticket Booking on Internet (IRCTC)	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details	IRCTC Service Charge^ + Payment Gateway Transaction Charges [Upto 1.8% of (Ticket Amount + IRCTC Service Charge)] ^ Refer IRCTC website for details
Petrol Transaction Charge	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*	0% surcharge for petrol purchase up to Rs. 10,000 in a month. 2.5% surcharge for petrol purchase less than or equal to Rs. 100*
Foreign Currency Transaction	3.5%*	3.5%*	3.5%*	3.5%*

$ Platinum Executive is available as an option only for select existing ABN AMRO Cardmembers.

ABN Amro Platinum Gateway Credit Card Benefits

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Apply ABN Amro Platinum Gateway Credit Card Online

Masterpieces from a master craftsman, Rohit Bal

Style is about setting new trends. Making statements without saying a word. Striding ahead of milestones and creating new ones. Walking through crowds and yet standing out. At ABN AMRO, this was the belief that laid the foundation of our all-new Platinum Credit Card collection Inspired by the creations of the renowned fashion designer Rohit Bal, the Platinum collection is aimed at setting new benchmarks in the world of style. The Cards, in themselves works of art, elevate you to a higher level of luxury and convenience.

Platinum Gateway

With Platinum Gateway, witness the best of leisure and luxury complement each other. We've ensured that as you journey across the globe, your needs are taken special care of. But more important than the services we provide is the thought behind them. A belief that your comfort always comes first.To start off, an exclusive Montblanc Pen lets you underline your presence in style.Our round-the-clock concierge service assists you at hotels and hospitals and even helps you deliver flowers across the world. The exclusive Priority Pass gives you your own haven of comfort in the midst of your hectic travels. An insurance cover of up to Rs. 1 crore ensures that peace of mind is always at hand. And with Platinum Temptations, there is a varied range of world-class products to choose from our exclusive selection of merchandise.

Smart Bill Pay

Now paying your utility bills, month after month is no longer a hassle. You can pay your utility bills (telephone, gas, electricity etc), without having to stand in queues or worrying about missing 'payment due' dates. All you need to do is give standing instructions on your ABN AMRO Credit Card and every month your bills will be paid automatically on time. And all this for just Rs. 240/- per annum.

To avail of this facility, simply register your self by filling up and sending us the Registration Form that has been provided.

* Once you have registered yourself for Smart Bill Pay for the billers selected by you, the bills up to the limit specified by you will be automatically paid without reference to you, subject to availability of limit on your card account.

* Not only do you avoid the hassle, when your due date is near, you will get a SMS/Email alert informing you about the bill.

* Once the bill is paid, you will be sent another SMS/Email alert confirming the payment made or informing you about the failure to pay your bills incase the payment has failed due to absence of limit on the card or the card being blocked. If your payments have got rejected you are required to pay the amount to the biller directly to settle the bill.

* Note that you continue to get the hard copy of your bills as usual.

* We value your privacy and details of your transactions will be protected as per the laws of the land.

Introducing Easy Pay!

Now you can get anything, however big or small and pay for it in easy instalments. It could be as simple as a new appliance at home, Mobile bills, groceries, a weekend getaway, computer courses...Just charge it to your ABN AMRO Credit Card and repay through EasyPay.

It's very simple

* Use your ABN AMRO Credit Card fro all your heart desires
* Your purchases worth Rs 3,000/- or more can be moved to EasyPay.
* Call our Bank by Phone Executive to convert this transaction into an easy Instalment Plan.

Benefits will never end with EasyPay

* Convenience of easy instalment billing
* Incredibly low interest rate. You save upto 35% of you interest cost!
* Repayment tenure of upto 24 months

The table below shows how little you need to pay

Sr. No.	Tenure Options (in months)	Monthly Instalment (per Rs. 1000 of EasyPay)
1	6	180
2	9	124
3	12	96
4	18	68
5	24	54